Miniwa Tsumiki from Acchi Kocchi series.
I know she doesn't look like her... Oh, you can't see her expression at all... That's because Tsumiki doesn't have any xD
About the photo holded by her... It's a screenshot from Acchi Kocchi anime. (He's Otonashi Io, if you don't know
Please don't be harsh, I'm still learning the art of coloring ^^